The growth of your business should not be constrained by lack of capital or collateral. Our Group loan is a loan where group solidarity is used to guarantee the loan. The entrepreneurs choose members of their group and guarantee each other. The group minimum size is 5 and maximum 10.

Show us your business and we will assist you take it to greater heights, we will determine how much you can take as loan to avoid over indebtedness and offer professional and trusted financial and business management advisory services

What you stand to gain

  • Competitive interest rate on declining rate.

  • Flexible repayment schedule tailored to your business.

  • Additional working capital.

  • Insurance cover for the loan in case of unforeseen circumstances.

  • No hidden charges – Transparent pricing and simple terms and conditions.

With our Group Loan

  • The group ranges from 5 – 10.

  • You won’t need collateral as long as you are in an existing group.

  • You don’t need to leave your business to come to us, our Customer Relationship Officer will personally come to you.

  • Loan repayment is flexible between 6 to 12 months.

  • The group members will act as guarantor to each other.

  • You will get guidance and training through our group meetings on how to manage your finances and business.

  • Our processes and fees are transparent.

  • Interest rate is accrued on declining rate.

  • Early loan repayment attracts interest reduction.