You can now use the FINCA USSD banking Service

Easy Way to Pay for Goods


You can now use the FINCA USSD banking Service

Easy Way to Pay for Goods

Banking on the Go 

This is a convenient, secure, fast and reliable way to access your account.
Accessible on the go with any type of phone.

Enjoy the mobile banking experience!

Function Transaction code
To Check Balance Dial *723*342*0#
To buy airtime for yourself Dial *723*342*amount#
Buy Airtime for third party Dial *723*342*phonenumber*amount#
For funds Transfer, Dial *723*342*accountnumber*amount#
Bills payment *723*342*merchantcode*amount#
Pay DSTV/GOTv *723*342*billercode*smartcardnumber*amount#

Benefits of *723*342*0#

  • Instant Transactions

  • Fast and Easy to Use

  • Available on Any Phone

  • Data Plan or Internet Service Not Required

  • Available 24/7

  • Accessible On the Go

  • Available with Any Mobile Network (Glo, MTN, Airtel, 9mobile)


  • Requires a 4-digit security code (PIN) to authenticate transactions

  • Transfer fee

  • Service is available on all networks (Glo, MTN, Airtel, 9mobile)


Key Features

  • Accepted in all ATM, POS and Online transactions.

  • 24/7 access to your funds.

  • Secured and reliable

What you can do with your FINCA Debit Card

  • Complete all kinds of transactions with your FINCA Debit Card, including cash withdrawals, payments and purchases in Nigeria, across all channels (ATM, POS, Online).

  • Pay school tuition & accommodation fees you or your wards locally via the payment portal on the website of the educational institution or in person using the merchant’s POS terminal.

  • Transact safely without the risk of carrying cash. Your FINCA Debit Card has security features such as Chip and PIN technology which guards against unauthorized transactions.

Who can get the FINCA Debit Card?

  • The card is issued to all FINCA Bank individual savings account holders. Please visit any of our branches for more inquires.