Small Individual Loan

Expand your business with swift flexibility

Harness the power of freedom you deserve, our financial solutions to enable you overcome challenges and pursue your goals.

Dream Big with Our Support

With flexible terms and accessible options, achieving financial independence has never been more straightforward.

  • Loan Protection
    Safeguard your financial future with the added security of loan protection insurance, ensuring peace of mind.

  • No Hidden Cost
    Experience clarity with no hidden costs, ensuring that every step of your journey is transparent.

  • Interest Reduction
    Structured with reducing balance interest, meaning you pay less overtime, allowing your money to work for you.

  • Bi-Weekly Flexibility
    Life can be unpredictable, which is why our bi-weekly repayment option provides you with the flexibility to navigate with ease.

  • No Upfront Savings
    Our solution empowers you to start your journey without the requirement of upfront savings.

  • Hands-on Guidance
    Receive hands-on training and insightful guidance to effectively steer your finances and business.

Unlock financial support with ease

Qualifying is a straightforward process, ensuring accessibility and is rooted in responsible lending.

  • Age Criteria
    Unlock financial support at 18 or older, ensuring your aspirations receive steadfast backing.

  • Identification Readiness
    Ensure a smooth financial journey by having a valid form of identification ready for a seamless application process.

  • Entrepreneurial Eligibility
    Unlock tailored financial support by owning an active business in Imo State for a minimum of one year and reside in Imo State.

  • Transparency First
    We prioritize transparency – loans are subject to credit committee approval, with clear terms for your understanding.

  • Credit History
    Unlock possibilities with us, where diverse financial backgrounds are seen as opportunities.

Apply for a Loan

Applying for a loan with us is a straightforward and convenient process.

  • 1

    Apply Online
    Fill in our easy online application form.

  • 2

    Our team will contact you
    Reaching out for identification verification within 48 hours and link you to a loan officer/branch closest to your business location.

  • 3

    Credit decision/approvals
    Our loan officer will coordinate a branch visit where you’ll get more details about the contract terms and conditions and sign the contract.

  • 4

    Disbursement
    You’ll get the fund in your account within 5 business days.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

No upfront savings is needed to accessing loans from us

Unfortunately, we do not currently provide start-up loans

Our processing time is typically around 4 to 5 business days

Monthly repayments are dependent on the approved loan period and amount

Loan amount depends on your school improvement needs and repayment capacity

We are always happy to talk!

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