What is a loan? - A loan is an amount received on the condition that will be repaid within a pre-agreed period and according to a pre-agreed schedule in stages or at once, usually along with the accrued interest.

A budget is a plan you develop to decide how you will spend your money at certain period (every day, week, month, year) and this plan shows you: how much money you make and how you spend.

Taking a loan is a commitment related to meeting a certain need. It is important to look for different alternatives, compare and choose the loan which best suits your needs and is favorable for you in terms of price.

Division of costs into necessary and non-essential types is critical in budget planning. Here are some tips for you on how to separate necessary and unnecessary expenses.

Saving is like collecting things for later. There are two main ways to save money: you can keep it at home or put it in a bank account.